Professional practice insurance cover.

Other forms of insurance, allied to professional work, may be arranged at preferential rates.

Annual subscription to:
INTEGRATED HEALTH, CAM MAGAZINE and the JOURNAL OF POSITIVE HEALTH are all available to members at substantial discounts.
Inscribed membership certificate and personal badge.
Periodical newsletter providing professional information and features, membership news and advertising facilities.
Advisory and information services.

THE I.P.T.I. THERAPISTS GROUP INSURANCE POLICY
A SUMMERY OF TERMS AND BENEFITS

The underwriters: The policy is underwritten by AXA Insurance UK Plc. AXA Insuranace UK Plc is authorised and regulated by the Financial Services Authority.

The policy: Provides insurance protection for members of I.P.T.I. whilst performing therapies and treatments of which they are qualified practitioners.

Cover provided: Third party risks (ie. claims by clients and others against the therapist) including claims for loss and/or injury including legal costs in respect of:-
Section 1 Treatments risks
Product risks
Accidental injury and loss (Public liability)

Optional additional cover and policy extensions. (additional premiums apply)
Section 2 All risks equipment & products protection. This section protects therapists' personal business equipment and products against loss or damage.

Policy extensions: An individual member's cover may be extended to include:-
1) Insurance for part-time teaching of their professional skills.
2) Insurance for practical work compiling case studies whilst taking a course leading to further practitioner qualifications.

The workplace : The policy is effective wherever the therapist chooses to work. this can include their own home, the client's home, salon, clinic, leisure centre, public hall etc. Treatments performed during demonstrations or lectures are also included.

Therapies covered : The policy provides protection at a single premium rate for the widest range of therapies and treatments of any current policy (click here to view treatments covered). In addition a range of specialist therapies and treatments can also be insured on payment of a supplement premium.

Claims occuring : The policy is written in a "Claims occuring" format. This means that although claims may arise weeks or months after the treatment was performed and perhaps after the expiry of the insurance a valid claim will still be honoured. Therapists will be protected even though, in the meantime they may have retired or is not working for other personal reasons and has no current insurance.
Most insurances, including some therapy policies, are written on a "claims made" basis. In these cases a current policy must be in force at the time a claim is made.