UK GOVERNMENT HELP FOR SELF EMPLOYED THERAPISTS
Self-employed workers can apply for a grant worth 80% of their average monthly profits to help them cope with the financial impact of coronavirus, the chancellor has announced.
The money - up to a maximum of £2,500 a month - will be paid in a single lump sum, but will not begin to arrive until the start of June at the earliest.
Rishi Sunak told the self-employed: "You have not been forgotten."
Wage subsidies of 80% for salaried employees were announced last week.
The government had faced criticism for failing to provide support for self-employed and freelance workers in its earlier
package of economic measures.
Mr Sunak said the steps taken so far were "already making a difference" but it was right to go further "in the economic fight against the coronavirus".
Self-employed people will be able to apply for a grant worth 80% of their average monthly profits over the last three years, up to £2,500 a month.
At least half their income needs to have come from self-employment as registered on the 2018-19 tax return filed in January - anyone who missed the filing deadline has four weeks from now to get it
done and still qualify.
The scheme is open to those who earn under £50,000 a year - up to 3.8 million of the 5 million people registered as self-employed.
Unlike the employee scheme, the self-employed can continue to work as they receive support.
The money, backdated to March, will arrive directly into people's banks accounts from HMRC, but not until June.
The grants will be taxable, and will need to be declared on tax returns by January 2022.
Company owners who pay themselves a dividend are not covered.
AM I CURRENTLY INSURED
I am sure that everyone is fully aware that we are now in
lockdown which means no social interaction whatsoever and this included meetings of any kind in person with clients
Congratulations to all IPTI members who have managed to adapt the
way they can work to take advantage of the fact that our policy can now cover work undertaken over skype or other similar platforms
I wish everybody all the best and we hope to interact fully at the conclusion of these worrying times!
Treating clients face to face is now not an option under the latest advice from our government as we head towards complete lockdown. We hope to see you all on the
Always follow the current guidlines issued by the government with regard to coronavirus and bear in mind that these seem to change on a daily basis!
The IPTI policy has always had an exlusion within the policy regarding working via skype or other similar platforms, so memebrs would not have been covered for this
type of work
Due to government recommendations that wherever possible people should try to work from home, we have had the exclusion deleted from the policy so memebrs can now work
over skype eetc and will be covered under the IPTI policy
IPTI recommends that all members follow the advice of the UK government with regard to social interaction during this period of uncertainty
Currently these are
Guidance on social distancing for everyone in the UK
and protecting older people and vulnerable adults
Published 16 March 2020
Background and Scope of Guidance
This guidance is for everyone. It advises on social distancing measures we
should all be taking to reduce social interaction between people in order to reduce the transmission of coronavirus (COVID-19). It is intended for use in situations where people are living in their
own homes, with or without additional support from friends, family and carers. If you live in a residential care setting - guidance is available at residential care setting
We are advising those who are at increased risk
of severe illness from coronavirus (COVID-19) to be particularly stringent in following social distancing measures.
This group includes those who are:
- aged 70 or older (regardless of medical conditions)
- under 70 with an underlying health condition listed below (ie anyone instructed to get a flu jab as an adult each year on medical grounds):
- chronic (long-term) respiratory diseases, such as asthma, chronic obstructive pulmonary disease (COPD), emphysema or bronchitis
- chronic heart disease, such as heart failure
- chronic kidney disease
- chronic liver disease, such as hepatitis
- chronic neurological conditions, such as Parkinson’s disease, motor neurone disease, multiple sclerosis (MS), a learning disability or cerebral palsy
- problems with your spleen – for example, sickle cell disease or if you have had your spleen removed
- a weakened immune system as the result of conditions such as HIV and AIDS, or medicines such as steroid tablets or chemotherapy
- being seriously overweight (a BMI of 40 or above)
- those who are pregnant
Note: there are some clinical conditions which put people at even higher risk
of severe illness from COVID-19. If you are in this category, next week the NHS in England will directly contact you with advice the more stringent measures you should take in order to keep yourself
and others safe. For now, you should rigorously follow the social distancing advice in full, outlined below.
People falling into this group are those who may be at particular risk due to
complex health problems such as:
- People who have received an organ transplant and remain on ongoing immunosuppression medication
- People with cancer who are undergoing active chemotherapy or radiotherapy
- People with cancers of the blood or bone marrow such as leukaemia who are at any stage of treatment
- People with severe chest conditions such as cystic fibrosis or severe asthma (requiring hospital admissions or courses of steroid tablets)
- People with severe diseases of body systems, such as severe kidney disease (dialysis)
What is social distancing?
Social distancing measures are steps you can take to reduce the social
interaction between people. This will help reduce the transmission of coronavirus (COVID-19).
- Avoid contact with someone who is displaying symptoms of coronavirus (COVID-19). These symptoms include high temperature and/or new and
- Avoid non-essential use of public transport, varying your travel times to avoid rush hour, when possible; 3.Work from home, where possible.
Your employer should support you to do this. Please refer to employer guidance for more information;
- Avoid large gatherings, and gatherings in smaller public spaces such as pubs, cinemas, restaurants, theatres, bars, clubs
- Avoid gatherings with friends and family. Keep in touch using remote technology such as phone, internet, and social media.
- Use telephone or online services to contact your GP or other essential services.
Everyone should be trying to follow these measures as much as is
For those who are over 70, have an underlying health condition or are
pregnant, we strongly advise you to follow the above measures as much as you can, and to significantly limit your face-to-face interaction with friends and family if possible.
This advice is likely to be in place for some weeks.
Handwashing and Respiratory Hygiene
There are general principles you can follow to help prevent the spread of
respiratory viruses, including:
- washing your hands more often - with soap and water for at least 20 seconds or use a hand sanitiser when you get home or into work, when you
blow your nose, sneeze or cough, eat or handle food
- avoid touching your eyes, nose, and mouth with unwashed hands
- avoid close contact with people who have symptoms
- cover your cough or sneeze with a tissue, then throw the tissue in a bin and wash your hands
- clean and disinfect frequently touched objects and surfaces in the home
What should you do if you develop symptoms of
The same guidance applies to the general population and those at increased
risk of severe illness form coronavirus (COVID-19). If you develop symptoms of COVID-19 (high temperature and/or new and continuous cough), self-isolate at home for 7 days. You can find the full
guidance at stay at